![]() ![]() Know what options there are to retrofit your Take preventive measures from flooding due to sewer backup or sump pump failure by having a back water valve installed. Raising the furniture and other valuables on blocks also will offer protection. In order to protect your property, electrical panel boxes, heat pumps, washers and dryers and water heaters should be elevated or relocated to areas less likely toīe subjected to flood waters. ![]() Unincorporated Chatham County saved 12,136 flood insurance policy holders in the SFHA a total of $2,455,756 on premiums last year, or an average of $202 Program and having a highly rated management program, business and residences in the Special Flood Hazard Area (SFHA) receive a 20% discount on their flood insurance With Chatham County subscribing to the Community Rating System (CRS) YOUR HOMEOWNERS' INSURANCE POLICY DOES NOT PROTECT YOU FROM FLOOD DAMAGE. There is normally a 30-day waiting period before flood Risk Policy flood insurance is also available for structures outside the 100 year floodplain (Zone X). Increase Cost ofĬompliance (ICC) assists in bringing a non-compliant structure up to the NFIP standards if the building is substantially damaged or repetitively flooded. Renters can buy content's coverage, even if the owner does not have structural coverage. Flood Insurance can cover the structure alone orĬover a combination of the structure and building contents. The Federal Government passed a law making it mandatory for owners to obtain aįlood Insurance policy if the structure is in a Special Flood Hazard Area (SFHA) and the loan is Federally backed. By doing so, local insurance agents can sell a Flood Insurance policy, which is separateįrom regular property insurance, at subsidized rates set by the Federal Government. Additional information can be found atĬhatham County participates in the National Flood Insurance Program (NFIP). 430, by calling 652-7814 or via email can provide you with free publications on how to protect yourself and your dwelling. Contact Michael Blakely, the County Floodplain Administrator/Community Rating System Program Manager in the Chatham Countyĭepartment of Engineering at 124 Bull St., Rm. Remember: Turn Around Don't Drown! Drowning is the number one cause of flood-relatedĭeaths, followed by electrocution. Less than 2 feet of swiftly moving water can sweep away heavy cars and trucks. Just 6 inches of fast moving water can knock persons off their feet, and DO NOT attempt to walk, drive, or swim through moving water or flooded areas. There are specific measures you can take too, such as learning how to turn off gas and electricity to your house (and do so) if flooding is You can also view COMCAST Channel 16 and refer to the phone book to gain additional information including evacuation routes and the location ofĮmergency shelters. Check with Chatham Emergency Management Agency (CEMA) at 201-4500 to find out about the flood warning system and hurricaneĮvacuation routes. Elevation certificates are available on-line and can be accessed by Include the property mailing address and Parcel Identification Number (PIN) if you have it. Writing and can be faxed to Chatham County at 652-7818 or emailed Please Note that flood zone determination letters and elevation certificates are submitted upon request at no charge. Check with the Chatham County Department of Engineering at 652-7800 to find out what flood zone you are in and what the Base Flood Elevation ![]()
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